What is credit insurance?




​​Credit insurance protects your business from non-payment of commercial debt. It makes sure that your invoices will be paid and allows you to​ reliably manage the commercial and political risks of trade.

Buyers all around the world demand looser credit terms. Saying yes to them can likely boost sales and keep customers happy. 
​Half of buyers  have requested more credits 91% of exporters offer open accounts upon buyers' request​ 82% do so to​ increase trade sale 3/4 do so to boost customer loyalty request
But buyers often pay late, and sometimes they do not pay at all.
79% of exporters experience overdue payments 
70% of overdue payments came from 
existing buyers and 30% from new
53% suffer from bad debts in the past
3 years, an annual loss of HKD200,000
*Source: Euler Hermes Hong Kong Market Survey 2014
Trade credit ​insurance can solve the dilemma. Exporters use trade credit insurance to:
• Protects against buyers defaulting (27%)
• Allows selling to new international buyers (17%)
• Assists in expanding to risky or emerging markets (16%)

Watch the What is credit insurance video below to find out in just 2 minutes how it can help your business.


Credit Insurance policies  

Euler Hermes credit insurance policies suit ambition and trades of all sizes and sectors:

Multinational Companies

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Medium and Large Companies
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​Small Companies

See h​ow our clients have benefited from Euler Hermes credit insurance​ protection. 


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